I have a question about when I should use what...

ln (p/1-p) = B0 + B1 * age + B2 * civil status

n=100

Show with a statistical test that/if age and civil status affect the outcome of y.

B SE

Age -0,0632 0,0196

Civil status -0,0427 0,4545

Constant 2,8190 0,9335

So my question is if I should use a or b

a) z=B/SE =-0,0632/0,0196=-3,22 3,22>1,96 can show that it effects

=-0,0427/0,4545=-0,094 0,094<1,96 cant show that it effects

H0: B1=o B2=0

H1: B1≠0 B2≠0

b) t=b1-B1/sb1 =-0,0632-0/0,0196=-3,22

=-0,0427-0/0,4545=-0,094

tkrit= ?

Thanks in advance!!!