I've taken Calc I, II, and III but the fact that I've taken these does not imply that I know them well. That being said, I understand the concepts fairly easily and know one of the functions that can be acheived is optimization.

I'm trying to determine some method by which to optimize debt payments.

Take for instance the following 3 debts

CreditCard balance: $2400 APR: 18% (compunds atthe daily rate of 18/365 = 0.0493...%) min payment due: $35

Car balance: $7000 APR: 4% fixed min payment due: $400

Mortgage balance: $180,000 APR: 6.75% fixed min payment due: $1300

Savings Account balance $3000 APR: 3% fixed

Lets assume I have $2000 to make payments and would like to balance apply the difference to one ore more of the debts or deposited in the savings account.

I'm not looking for a solution, but rather a process. As this data is arbitrary if I am missing something necessary for your response, feel free to make it up for your example.

Thanks! Randy