"What will be the amount in an RRSP at the end of 20 years if monthly contributions of $500 are made at the end of each month and the RRSP earns 6% compounded monthly for the first 15 years and 7.5% compounded monthly for the remaining 5 years."

The formula that I have is

Future Value = pmt {(1+i)^n - 1}

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i

I am able to get the right answer when I put it into my calculator but every time I use the formula I am getting the wrong answer.

Please help =)