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Math Help - Finance

  1. #1
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    Finance

    Hi everyone !

    I have a hard time doing some exercices on Time Value of money. Is there anyone here that can help me with interest rates, annuities etc...

    Thanks
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  2. #2
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    Re: Finance

    Post a problem.
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  3. #3
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    Re: Finance

    ok I will post later thank you
    Last edited by laylye; October 8th 2012 at 05:46 AM.
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  4. #4
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    Re: Finance

    Hi everyone!

    so here is the exercice, it's about loans:

    What is the principal repaid in the last monthly payment on a 150000 euros loan, contracted over 8 years at 4.30 % APR (monthly equal payments) ?


    A student borrows 36000 euros to her bank for 3 years at 5.90 % (APR). She shall repay by equal monthly payments. What is the value of the monthly payment ?



    A company contracts a loan of 250 000 euros, over 6 years, at a rate of 6%, amortization by equal payments.

    What is the amount of principal repaid the 3rd year ? euros

    What it the initial amount of a 6 years loan, to be repaid by monthly equal payments of 234.50 euros ? The interest rate is 8.05 % APR.



    What it the initial amount of a 5 years loan, to be repaid by monthly equal payments of 429.08 euros ? The interest rate is 7.80 % APR.



    You borrowed 12000 euros on 6 years to buy a new car. You repay by monthly equal payments, and the rate is 5.05 % APR. What is the unpaid balance after 2 year?
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  5. #5
    MHF Contributor
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    Re: Finance

    There are standard formulas applicable to your posted problems.

    For instance, to calculate loan payment:
    Loan Payment Formula

    Are you aware of these formulas?

    We don't do homework, or teach here: no classroom!
    Where are your problems from: math class, with a teacher?

    Can you do a simple problem, like:
    if 300 is deposited monthly for 1 year in an account paying 1% per month,
    what will be the account balance at end of 12th month?
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  6. #6
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    Re: Finance

    I have all the formulas thank you
    I managed to do it, but since I never studied finance before I was really confused at the beginning.

    Thanks anyway
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  7. #7
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    nagercoil
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